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Checklist for Buying a Home
I had a client who called saying that his bath tub just fallen through the floor in his new home (new to him). Mold had eaten away the floor from the crawlspace up. The seller had placed a few 4x4s under the floor to hold everything up long enough to sell the house and get out of town. I asked if he had the house inspected before he bought it. He said, "no, was that important?" Even if you do get a home inspector, look for these things yourself. Some home inspectors don't look for these items. Some never go into the house. Mold test The number one problem faced by new homeowners is mold. You read about it in the news. Every week I get a call from an attorney gathering info for a lawsuit against a home seller and their real estate agent. The topic is always mold. You can get inexpensive mold test kits athttp://www.tennesseemold.com Gutters The number one cause of mold in a home is improperly installed or damaged gutters. They allow water to pour into the walls. And water causes damaging mold to develop inside the walls. Make sure the gutters are level and aren't bent. Mud on walls This goes back to gutters. If the gutters are undersized, excess water pours over the edges of the gutters and onto the ground. This splashes mud against the outside walls. BUT the excess water also seeps into the foundation of the house. Plants too close The new owner, of course, can correct this, but did the previous owner allow the plants to trap moisture in the walls? The damage from this moisture may already be there waiting with costly repairs. There should be at least 18 inches between the plants and the outside walls. Foundation vents These vents are designed to let air flow through crawlspaces. This house may not have a crawlspace. But if it does, check the vents. Do they open and close? Some builders slop concrete on them and they are permanently open or closed. Potential mold and wood rot problems can result. Sump pump? A sump pump is there to remove water from your basement. If there is a sump pump, then there has been excess water in the past. To work, a sump pump needs some water in it anyway. This standing water can lead to mold and termites. Avoid houses with sump pumps. Yard drainage Does the yard allow water to flow into the house? Blown in insulation Most blown in insulation is cellulose or ground up mold food (wood). Yes that deadly chemical they put in it will stop mold for a few years but not forever. And even the cellulose free insulation sends particles into the air that we can breathe. This is a major problem according to lung surgeons. Do attic vents work? Is the attic hot? Just because the attic has vents doesn't mean they work. Motors rust or burn a fuse. Crusty stuff on basement walls If you see crusty white stuff on the block in the basement, it means long-term water problems. That white stuff is minerals deposited over time by drying moisture. RUN away FAST! Water spots on ceiling. These always hold mold. You only have 48 hours after a leak before mold begins to grow. After that drying won't help. By all means, hire a home inspector. Don't use a home inspector recommended by the seller or their agent. If an inspector says something bad about a house, they don't get future referrals from the agent. And make sure the inspector goes INSIDE the house. Sounds stupid but I have been in lawsuits where the inspector did all his work from the yard or even worse, from his car. For 30 years, Dr Graham has been helping people treat andprevent disease by showing them how to live in a clean environment. http://tennesseemold.com/ebooks.shtml
DrGraham@themoldlab.com
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MORE RESOURCES:
Real Estate Articles from EzineArticles.com
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04/11/2021 02:43 PM
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Top 10 Affordable Properties in Dubai 2018
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There's no lie in the statement that Dubai is the land of luxuries. People plan to spend their holidays in Dubai, they intend to buy or rent property in Dubai and those who have not seen it ever, yearn to visit Dubai at least once in a lifetime. Acquiring a piece of land in Dubai, Ajman, Abu Dhabi, Sharjah or Fujairah has become a dream to many of the expatriates, therefore, the real estate in Dubai is witnessing a rapid and extensive growth.
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03/26/2021 02:10 PM
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One-Stop Solution to Data Loss: Introducing the Wonders of Data Recovery
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HORRORS OF DATA LOSS Imagine working for hours to finish the project your boss asked you to submit by tomorrow, and then BAM! There was a power failure, and you lost all the unsaved data. Imagine you are on a roll, clearing space from your mobile/PC by deleting all the unwanted files and, then, OOPS!
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03/26/2021 02:10 PM
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Removal Companies Providing Hassle-Free Moving Stress of Moving
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Amongst all our stressful events in life, moving houses is one of them. To be fair, it is quite an important change in your life. Besides the pressure of adapting to the new environment, neighbors, new bars and coffee shops, or even new jobs, there lies a hectic job of moving all your loved and valuable items to your new home.
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03/26/2021 02:10 PM
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Benefits of Selecting the Man and Van London Company
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A man and a van, is all that you need to move from one place to another. A man and a van is necessary if you plan to move the house or the office from one place to another. The relocation of office, house, factories, etc.
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03/26/2021 02:10 PM
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Relocate With MTC London Removals Company
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The London Removals Company is the best option if you are in London, UK. Every week approximately 50 offices and homes are moved by the company. The company works hard to compete with its opponent.
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03/09/2021 05:56 PM
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A Beginner's Guide to Dominican Republican
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Locating on island of Hispaniola in the Caribbean region, Dominican Republican is a nation with two countries shared island. Dominican Republican is the second largest Caribbean nation after Cuba both by population and area. Its island is occupied by Haiti nation. Its motto is "Dios, Patria, Libertad". In English, "God, Fatherland, Liberty" is the motto of the country.
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03/01/2021 09:06 AM
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Will Rising Interest Rates Threaten Our Fledgling Economic Recovery?
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In less than two months, since the beginning of January till the end of February, the 10-year Treasury Note yield had increased by a stunning 54.9% percent, from 0.91% to 1.41%. Some argue that this increase in the U.S. Treasury yields is caused by the improving economy, but the strongest underlying factor seems to be a fear of an upcoming inflation attributed to government's printing (borrowing) and spending money. The increasing cost of credit will affect the housing market, putting a downward pressure on its prices and affordability. The housing market is critical to the overall health of the economy as it affects many jobs, consumer spending and the overall wealth of our nation. While there are signs of a fledgling economic recovery, another presumably well-intended stimulus, can be counterproductive and harmful. The focus should be on wisely using the unspent stimulus money, which Congress had already approved last year, keeping the interest rates low and re-opening the economy while the vaccination efforts gain momentum and the Covid infections and deaths go down.
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02/24/2021 11:09 AM
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5 Things You Need From Your Real Estate Attorney!
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In my, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have witnessed, many real estate attorneys, and, how, some, harm the process/ deal (get in the way), while others, are, extremely valuable, to the successful process! I always, suggest, one choose a lawyer, who, specializes, in real estate law, so he is familiar with as many of the potential nuances, as possible, in this transaction period! Ideally, the individual, you choose, will protect your interests, but, be part of the solution, instead of, get, in the way, of the deal, by refusing...
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02/04/2021 08:30 AM
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Bald Head
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Sometimes, the name of a location can mislead you. Either you will be pleasantly surprised, or you will be disappointed. Research the location before you visit.
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01/27/2021 10:48 AM
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5 Ways Low Interest Rates Impact The Real Estate Market
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We are currently, undergoing, a period of time, when, mortgage interest rates, are, at, or, near record lows, for a significant period of time. This creates, a series of ramifications, and impacts, when it comes to real estate, especially, as it comes, to creating demand, and, the ability of potential buyers, to buy a home! Obviously, when interest rates are lower, a buyer is capable of buying a more expensive house (for his buck), because, the amount of monthly payments, are a key consideration, in determining, how much, a lender, will approve.
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01/27/2021 10:47 AM
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The Path to Ninety-Six
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People place great importance in acquiring a home, both for practical and for aesthetic reasons. Realize that a location, a name, and even a history of a place, while interesting, may obscure what is really important to you and your family.
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01/27/2021 10:42 AM
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ECHO: Why Your Home's HVAC System Matters?
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Although, home ownership, is often considered, an important part of the American Dream, and, for most of us, the value of our house, represents, our single - biggest, financial asset, many homeowners, tend to pay, an insufficient amount of attention, to what is referred to as, the HVAC (heating, ventilation, air conditioning), aspects, quality, and effectiveness/ efficiencies, etc! If, we should have learned, any essential, valuable lessons, from this horrific pandemic, it is, air quality, and purification, etc, is a key consideration, in taking care of our health, and well - being. How well, and often, our air is cleansed, and re...
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01/21/2021 09:01 AM
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5 Benefits of Hiring a Good Removal Company
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Since moving to a new house requires a lot of arrangements, it can be a stressful experience. Therefore, it's better that you hire the services of a good removal company. These companies have a team of professionals who can take good care of your moving needs.
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01/21/2021 09:01 AM
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5 Tips to Hire the Right Moving Company
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If you are going hire a mover, chances are that you have purchased the house of your dreams. By hiring a mover, you can avoid a lot of stress, especially if you take the time to hire the best provider. Apart from checking out review websites, we suggest that you use word-of-mouth recommendations as well.
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01/21/2021 09:01 AM
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4 Things To Consider Before Calling A Removals Company
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If you are going to relocate to a new house, make sure you consider a few important things before calling a removal company. Hiring a provider without taking your time can cause you to suffer from a lot of stress later on. So, let's take a look at 4 things that can help you make the best choice.
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01/15/2021 09:07 AM
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6 Considerations Seniors Should Make For Their Housing Needs!
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For most Americans, the asset value, of their house, often, represents, their single - biggest, financial asset, so, doesn't it make sense, for Senior Citizens, to pay keen attention, and consider, how it, might impact, their personal, financial security, into the future! Where, and how, might, one, want to live, and can he afford, to do so? Does one's existing home, serve his future needs?
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01/08/2021 11:35 AM
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The Property Block: A Legend in the UK Housing Industry
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In recent times, there has been a lot of news of encroachment of green areas to build homes, a lack of affordable homes in the UK, etc. All of this points to a crisis in the UK Housing Industry. However, there are a few who have revolutionized the industry.
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01/06/2021 10:10 AM
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Buy Your Dream House or Sell Your House at the Best Rates With Our Realtors
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Introduction When one is thinking about buying or selling a house, there are many hurdles on the way. It is not an easy task to buy or sell a property, especially when you're doing this for the first time. In this society, where everything is available on the internet, it is easy to find sellers or buyers of houses, but finding the right client is difficult.
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01/01/2021 04:53 PM
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How Will You Make A House, Your HOME?
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How can someone, transform, a house, which is merely, a piece of real estate, and a financial asset, into a HOME, and hopefully, the home - of - one's dreams? Although, we call the process, potential buyers, house - hunting, once, one, owns it, we refer to them, as homeowners! After, more than 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have come to believe, someone, only, fully enjoys, and appreciates, their house, when they consider it, in a more, emotionally - connected state, of being a homeowner!
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12/28/2020 06:27 PM
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Rent, Coop, Condo, Single - Family, Multi - Family?: Which Is For You?
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Since, there is no such thing, as, one - size - fits - all, especially, in terms of selecting, the housing, which, makes the most sense, for an individual's specific set of needs, priorities, uses, and financial abilities, wouldn't it make sense, for all of us, to clearly, understand the differences, and be better able, to determine, which type, might be best, for them? Some rent, while others purchase! For certain people, buying a Cooperative Apartment, makes the most sense, while others, prefer, living in a condominium.
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12/07/2020 08:56 AM
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6 Probable Intermediate - Term Changing Real Estate Trends
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After, more than 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have witnessed, a variety of different, so - called, real estate markets, including: Sellers Market; Buyers Market; and neutral/ balanced ones. I've seen high, mortgage interest rates, low ones, and it seems, everything, in - between. The rules, of, Supply and Demand, have, dramatically, fluctuated, from time - to - time!
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12/03/2020 08:43 AM
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The Essential MAPS Of Real Estate
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A large percentage of the financial assets, in the United States, are invested in some form/ forms of real estate. For most Americans, the value of their family home, represents their single - biggest, financial asset. In addition, some of the other real estate vehicles, used, include: personal housing; owner, and/ or, non - owner, occupied, multi - family properties; investing in commercial buildings, rental houses, apartments, and/ or, participating in Real Estate Investment Trusts (REIT), and/ or, partnerships, etc.
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11/25/2020 02:08 PM
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Home Ownership: Prepare For These 6 Repeating Expenses!
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For, many people, an essential part, of the so - called, American Dream, is owning, a home, of their own! When, and if, one is properly prepared, and, proceeds, with his eyes, wide - open, and realizes, realistically, the expenses of home ownership, he will generally, avoid, many of the challenges, and prepare, accordingly. Unfortunately, many, believe, and consider, only, the original expenses, such as putting - together, the down - payment, and qualifying for an affordable mortgage.
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11/19/2020 09:05 AM
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5 Factors, Post - Pandemic, Impacting Real Estate
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With, all the other, awful impacts, from this horrific pandemic, it is challenging, to consider, the post - pandemic, impacts, on the overall real estate market. The mind - set, and, combination of fears, concerns, needs, priorities, perceptions, combined with the stresses, related to the virus, itself, made many people, reconsider their real estate needs, and desires, now (at - present), and into the future. In my, over, 15 years, as a Licensed Real Estate Salesperson, in the State of New York, I have observed, and witnessed, a variety of market - types, but, those, were predominantly, created, by economic...
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10/14/2020 09:39 AM
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2018-The Best Time to Invest in Kolkata Real Estate Sector
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The lanes of Kolkata have experienced a gradual change with each passing day, where the old structures got replaced by modern buildings backed up by other infrastructural development. Today, the city, apart from being acknowledged for its culture and architecture, has become an IT center including business and financial sectors. With developers coming up with the luxurious residential complex in North Kolkata with class-apart facilities, you can treat yourself with a lifestyle of your dreams in the coming years
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10/05/2020 10:26 AM
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5 Tips To Choose the Best Rental Home
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If you are going to move to a new city, you may be looking for a new rental home. Since there are a lot of options to choose from, you may face a tricky situation. In this article, we are going to share with you a few tips that will help you make this choice without any trouble. By keeping these tips in mind, you can easily choose the right rental home to meet your needs.
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09/14/2020 11:22 AM
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How Some Real Estate Attorneys Destroy The DEAL?
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Whether you are a homeowner, seeking to sell your home, or a potential, qualified buyer, wanting to purchase one, it's important to realize, this period of time, is often, an emotionally, stressful one! The combination of family memories, and the fear of the unknown, as well as wanting to get the best price, and conditions, possible, are the key ones, when selling. Being certain, the house will serve your needs, goals, and priorities, and never being, quite certain, you've negotiated the finest terms, and price, and hoping your family, will enjoy the area, location, and specific home, is right, for...
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05/05/2020 07:53 AM
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8 Tips To Keep In Mind Before You Hire An Office Removal Company
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If you are going to move your office to a new location, make sure the new space is suitable for your business operations. Before you go ahead and make the move, we suggest that you follow the tips given below. Read on to know more.
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04/29/2020 09:40 AM
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What Should We Expect From Real Estate, In The Near Future?
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How might this pandemic, affect the real estate market, in the period, following the reopening of our economy? Will sellers, expect less, and change their expectations, in terms of price, etc? How many potential buyers, may no longer feel confortable, in terms of their personal comfort zone, making a major economic purchase, after this extended period of consumer fears, income disruptions, etc?
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03/26/2020 09:22 AM
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4 Real Estate Components Which Will Be Impacted
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As a Real Estate Licensed Salesperson, in the State of New York, for over 15 years, I have observed, several previous, various types of markets. While, we often, think of only, buyers, sellers, and/ or, a neutral market, the present - day, pandemic, and associated, health, and economic crisis, will, most likely, have, some longer - term impacts, and ramifications, which might, permanently, change this horizon. With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 4 specific, real estate components, which, will probably undergo, game - changing, longer - term, changes, and ramifications.
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03/23/2020 10:48 AM
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Real Estate in Anantapur
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If you are looking to invest in real estate in India, then Anantapur is one of the best places. This is true about both commercial and residential properties. Over the years, investors realized that putting money in real estate is the best type of investment.
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02/12/2020 03:24 PM
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Upselling Home Inspections
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Cost-conscious consumers sometimes find out too late that trying to save money on an inspection can result in an inadequate report. More often homebuyers find that the advertised fees for home inspections don't always include things like basement apartments and woodstoves.
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02/12/2020 11:13 AM
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Coworking Vs Virtual Office: Which One Is the Best for You?
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Today, business owners and entrepreneurs can choose from multiple options as far as creating offices is concerned. They are not restricted to traditional offices anymore. The most popular options that are available to them include coworking space and virtual offices.
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02/12/2020 11:12 AM
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5 Benefits Of Hiring the Services of A Removal Company
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Typically, when people move to another place, they suffer from a lot of stress and frustration. The same is true whether you are going to move within the city or outside. Apart from this, moving to another place doesn't mean collecting your stuff and transporting it to your new house.
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01/16/2020 08:31 AM
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7 Tips to Help You Get the Most Out of Your Coworking Space
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Although having an office in your own home is a great idea, establishing a boundary between your personal life and work can be a great challenge. According to many surveys, employees that work in a co-working space enjoy a better experience. Given below are 7 tips that can help you get the most out of your shared working space.
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01/15/2020 09:53 AM
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Buyer, Seller, Agent, And Market, Have Different Perceptions Of Real Estate Value
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One of the challenges, of creating a meeting - of - the - minds, when it comes to real estate transactions, etc, is, each party, often, has a different perception, of the value of any particular property! Generally, buyers under - value a potential purchase, often, seeking, a lower, than realistic, offering price. Sellers behave, quite to the contrary, often, over - valuing, what they own!
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12/05/2019 02:18 PM
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Pros and Cons of Buying Duplex Apartments in Kolkata
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In many cases, a duplex apartment is a two-story dwelling space where one unit is placed on top of the other. Both are then connected by a common staircase. In reality, they are two separate residences with their own entrances and other features.
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11/21/2019 02:29 PM
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Properties in Nairobi, Kenya
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Although apartment buildings have existed for centuries, apartments in Kenya have become trendy, classy, and the latest fashion that everyone wants to keep up with, and guess what? They are selling like hot cakes. As Kenya advances, the capital city, Nairobi is becoming more and more like a metropolitan place.
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11/21/2019 02:29 PM
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Apartments in Nairobi, Kenya
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The fastest growing market in Kenya is real estate. Property development is increasing at a very high rate. People that own large houses with ample land are ready to either sell or develop their own land.
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11/19/2019 01:57 PM
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What's the Difference: Buying Vs Investing in a Residential Property?
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Are you looking forward to starting a better standard of living? It is probably known to all that buying a new home with modern features opens the path towards a lifestyle of our dreams.
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11/06/2019 01:41 PM
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How Do You Know Your Home's VALUE?
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Many homeowners, potential qualified buyers, etc, believe they know what a particular house, is worth, but, often, either, over, or under - estimate, its actual VALUE! Homeowners, seeking to sell their home, need to have an accurate idea, so they can ensure, it's priced right, from the start! Those, who are considering selling, should also, gain this knowledge, in order, to be certain, they are not, over - paying their real estate taxes, etc.
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11/01/2019 04:19 PM
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Explore a Luxurious Lifestyle With Flats in North Kolkata
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It is believed that North Kolkata lacks the essential features to provide one with refined standard of living. It is true? The blog discusses the pointers that will hold up the truth to the readers about the current scenario in North Kolkata.
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10/24/2019 07:23 PM
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Beating The Instant Buyer
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Being so close to Halloween, I thought I would write the scariest article to real estate investors and Realtors that I could think of. iBuyers are the zombies eating away at your opportunities. They are murdering growth and killing dreams!
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10/08/2019 10:00 AM
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What Your CURB Appeal, Says About Your House?
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There is much discussion about what, we, in real estate, refer to, as curb appeal, but, very little, detail, or reasons, as to why, this is such an essential consideration, in terms of, precisely, how important, and why, this is so! We need to carefully examine, and review, what potential, qualified buyers, see, from the CURB, in order to use, this concept, to the homeowner's best avail! Although, this is important and essential, I have come, to realize, in my, well over a decade, as a Real Estate Licensed Salesperson, in the State of New York, far too often, this key consideration,...
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10/07/2019 04:14 PM
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Learn From Real Estate History: Markets Are Cyclical: 5 Important Factors
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If we learn from the past, in a meaningful way, we would better understand, the history of real estate, should teach us, the housing markets, are, often, cyclical! There are up - markets, and down, ones, as well as periods, with a greater degree of balance, between these two. Most have heard references to buyers markets, as well as sellers markets, yet, it seems, people continue to over - react, to changing conditions, etc.
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09/18/2019 01:04 PM
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Is It Your Right HOME?
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Since, for most of us, the financial value of one's house, represents our single - biggest, financial/ monetary asset, doesn't it make sense, to have a method/ technique, to ensure, you proceed, as wisely as possible, and consider, a wide variety of relevant options and alternatives? Qualified, serious, potential home buyers, should, consider, if the particular possibility, is the right HOME, for them. How can one do so, thoroughly, and carefully, in a focused way?
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09/16/2019 09:23 AM
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A SMART Approach To Real Estate
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There are so many aspects, contingencies, scenarios, and differences, in real estate, it serves little sense, to seek, some, overly simplistic approach, but, rather, it makes more sense, to look at the bigger - picture, and proceed, with a SMART way/ method! Some of the considerations, should include: current economic state, as well as foreseeable future; consumer confidence; specific, personal needs; present finances; personal comfort zone; future financial possibilities; region/ area/ neighborhood, etc. With that in mind, this article will attempt to, briefly, consider, review, examine, and discuss, using the mnemonic approach, why this matters, and why, it is the wisest,...
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09/12/2019 12:52 PM
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Beat Them On Price
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"I need your help!!!
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09/03/2019 08:55 AM
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Tips to Get Ready For Your House Valuation
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If you take the right steps to get ready for your home valuation, it will make the process easy for the valuation expert and yourself. In this article, we are going to give you a few tips that can help you to get ready for your home valuation.
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08/14/2019 08:23 AM
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4 Factors Which Impact Real Estate's Future
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Since no one has a crystal ball, there will always be, a significant degree of uncertainty, when it comes to trying to predict, and forecast, the future, and trends, when it comes to the housing market, etc! Although, past trends, are significant, and important, to understand, we must, also recognize, we live in an evolving world, and, everything, from how, houses are marketed (especially, the digital/ Internet considerations), to the extended, nearly, historically low, mortgage interest rates, differ, from what has been witnessed, and experienced, in the past. With that in mind, this article will attempt to, briefly, consider, examine, review,...
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Even though its importance is often overlooked, a great sales flyer is one of the most effective tools for selling your house. Whether your home is listed with an agent or not, make sure that you have a dazzling flyer.
Real Estate Disputes And Partition
What if two people pooled their resources and began investing in real estate. Like many partnerships things progress smoothly for a while and then a dispute arises.
The Real Estate Cycle
The real estate cycle, like the business cycle, refers to the activity of the real estate market as it reacts to the forces of supply and demand.Supply and demand.
Home Not Selling In Todays Hot Market? Tips and Ideas to Help You Sell
So, your selling your home. Prepare yourself both physically and mentally for the agony of the endless phone calls and interruptions to your daily schedule.
Mancos Real Estate
Real estate: availability and costIn 2000, the median home value for a single-family residence in Mancos was estimated at $94,200 as compared to the U.S.
Buying Property in Bulgaria : How to Avoid Making A Bad Investment
Where is it possible to buy a property on your credit card? Bulgaria, of course! With thousands of potential property buyers seduced by Bulgaria's bargain property prices, the temptation is to think that making a solid return is a no-brainer! Searching the Internet, dozens of articles and property websites boast about the 100% capital growth that can be achieved on Bulgarian property investments in the space of 12 months.For first time investors with small budgets looking for a step onto the property ladder, this seems like an opportunity almost too good to be true! The result is that thousands of novice speculators and second homebuyers are flocking to Bulgaria to cash in on the investment opportunities it offers.
Real Estate Investing - The Marvel Of Home Depot And Lowes
Repairing a rental home (or your own home) use to require running down to the local hardware store or to the nearby building supply house. After several stops around town, you found everything you needed to solve your maintenance problem.
Landlords Dance The FICO Fandango
Fair Isaac Corporation is the creator of the FICOcredit score that is used today by most lenders toevaluate consumer credit risk. FICO scores rangefrom a poor credit low of 500 to a best credit ratingof 850.
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